There are numerous compliance requirements when originating a consumer-purpose mortgage loan, and not all of them apply all the time. Most people think about Reg. Z, RESPA, and particularly the TRID requirements (TILA-RESPA Integrated Disclosures), but there are many more.

From ability-to-repay and Qualified Mortgage (QM) rules within Reg. Z, flood insurance and appraisal requirements, to fair lending, there is much to think about. As well, the application may be HMDA-reportable. And with some recent updates to some of these rules, things can get tricky. We’ll pay particular attention to these changes so you don’t miss a beat.

Included Webinars

1. Mortgage Origination Compliance - Part 1
2. Mortgage Origination Compliance - Part 2

Series Details

Mortgage Origination Compliance - Part 1

What You'll Learn

• Reg. Z and RESPA, including TRID requirements
• The LE and CD
• Affiliated Business Arrangement disclosure
• Special Information Booklet
• Special Reg. Z requirements around ARMs
• HPMLs
• Section 32 loans
• Rental property loans
• ATR/QM rules

Mortgage Origination Compliance - Part 2

What You'll Learn

• Flood insurance requirements
• Appraisal rules – when you have to get an appraisal and when you don’t
• Fair lending considerations and Reg. B rules
• HMDA reportability
• FCRA considerations

What You'll Learn

Each webinar will offer best practices and techniques you can implement in your organization.

Who Should Attend

This session is ideal for anyone at the institution involved in the mortgage loan origination process, including loan officers, processors, loan secretaries, closing agents, compliance officers, counsel, management, and others.