The Fair Credit Reporting Act (FCRA) represents a unique challenge for creditors and other furnishers of consumer credit information. Although the language of the FCRA has not substantially changed over the years, the interpretation and enforcement of it has drastically changed in the last ten years. Navigating these changes can be daunting.

During this webinar, we'll discuss the basics of proper credit reporting, along with a more in-depth conversation regarding specific pitfalls and challenges that creditors and other data furnishers encounter. You will learn to navigate these challenges by ensuring that proper policies and procedures are in place to ensure compliance with current CFPB directives, in addition to recent changes instituted as a result of the COVID-19 legislation.

What You'll Learn

• FCRA definitions, key terms, and reporting requirements
• Types of credit reporting disputes
• Responding to disputes through e-OSCAR and Metro2
• Responding to direct consumer disputes
• Role of the CFPB in credit reporting
• Recent CFPB Rulings and Interpretations
• Recent FCRA case law
• Compliance tips

Who Should Attend

This session will benefit anyone who is involved in day-to-day credit reporting along with decision-makers tasked with ensuring rigorous policies and procedures are in place and being complied with.